Loans

Being a co-operative bank, giving loans and advances is among our primary activities. Our bank offers various loans to the finance seekers. We have a many types of loan products specially designed to suit your personal needs. By our various loan products we try to satisfy the financial needs of every community and sector of society. For that we design various loan products at comparative interest rates and try to deliver the same in minimum period of time.

Comparative Loan Interest Rates :

Fund Base Limits

Operational Limits

Non Operational Limits Short Term

Non Operational Limits Medium Term

Non Operation Limits Long Term Loan

Non Fund Base Limits

General Documents Required For Various Type Of Loans:

Documents To Be Submitted For Home Loan : First Purchase From Builder

Salaried

Application Documents:

Guarantors Documents:

Documents To Be Submitted For Home Loan :For Construction / Extension Of House:

Salaried

Application Documents:

Guarantors Documents:

Documents To Be Submitted For Home Loan : Purchase Of Resale Flat:

Salaried

Application Documents:

Guarantors Documents:

Documents To Be Submitted For Education Loan:

Salaried

Application Documents:

Guarantors Documents:

Documents To Be Submitted For Vehicle Loan /Consumer Durable :

Salaried

Guarantors Documents:

Documents To Be Submitted For Personal / Surety Loan:

Salaried

Guarantors Documents:

Documents To Be Submitted For INDUSTRIAL LOAN :

Address Proof (which is applicable to be submitted):

Licenses / Permissions:

Other Facilities / Infrastructure:

Bank Account / Loan Facilities:

Authority Of Loan Demand:

Sister Concerns:

1. Name / address / constitution / establishment / activity / Bankers / loan facilities / last 3 years turnover / latest audited annual report

Financial Statements:

Project Report:

Financial Projections:

Quotations:

1. Quotations as per project report for fixed assets to be purchased .Estimates of contractors / builders in case of loan for constructions. For second hand machinery valuation report from panel values of the bank should be submitted.

Payment Of Statutory Dues:

1. Latest Assessment orders, challans of payment / advance payment of statutory dues like income tax, sales tax, excise, provident fund, E.S.I. dues etc.

Security:

Guarantors:

Orders In Hand:

Documents To Be Submitted For Commercial Loan For Purchase Equipments Office Premises / Machinery Furniture / Vehicle Etc.:

Professional / Businessman

Guarantors Documents:

Documents To Be Submitted For Trading Loan:

Address Proof (which is applicable to be submitted):

Licenses / Permissions:

Other Facilities / Infrastructure:

Bank Account / Loan Facilities:

Authority Of Loan Demand:

Financial Statements :

Financial Projections:

Quotations:

1. Quotations as per project report for fixed assets to be purchased. Estimates of contractors / builders in case of loan for construction

Payment Of Statutory Dues:

1. Latest Assessment orders, challans of payment / advance payment of statutory dues like income tax, sales tax, excise, provident fund, E.S.I. dues, etc.

Security:

Collateral Security:

1. Property as per Annexure A , vehicles RC/TC, insurance details of collateral security that can be offered as additional security.

Guarantors:

Sepcial Note:

Loans

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