Disclaimer

Important legal information and terms of use

Please read carefully: This disclaimer governs your use of our website and services

General Disclaimer

The information contained in this website is for general information purposes only. While we endeavor to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose.

Any reliance you place on such information is therefore strictly at your own risk. In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.

Banking Services Disclaimer

Interest Rates & Terms

All interest rates, terms, and conditions mentioned on this website are subject to change without prior notice. Please contact your nearest branch for the most current rates and terms applicable to your account or loan.

Account Opening

Account opening is subject to verification of documents and fulfillment of KYC (Know Your Customer) requirements as per RBI guidelines. The bank reserves the right to reject any application without assigning any reason.

Loan Sanctions

Loan approvals are subject to credit appraisal, documentation, and fulfillment of terms and conditions. The bank reserves the right to modify or reject loan applications based on its internal policies and regulatory requirements.

Website Usage Disclaimer

Permitted Uses

  • • Information gathering about our services
  • • Online banking transactions (if applicable)
  • • Downloading forms and documents
  • • Contacting us for inquiries

Prohibited Uses

  • • Unauthorized access to systems
  • • Distribution of malicious software
  • • Violation of applicable laws
  • • Commercial use without permission

Data Security & Privacy

We are committed to protecting your personal and financial information. However, no method of transmission over the internet or electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.

Your Responsibilities

  • Keep your login credentials confidential
  • Log out after each session
  • Report any suspicious activity immediately
  • Update your contact information regularly

Regulatory Compliance

Shree Samarth Sahakari Bank Ltd. is a cooperative bank registered under the Maharashtra State Cooperative Societies Act and is regulated by the Reserve Bank of India (RBI). Our operations are subject to various banking regulations and guidelines issued by RBI and other regulatory authorities.

Regulatory Bodies

  • • Reserve Bank of India (RBI)
  • • Maharashtra State Cooperative Department
  • • Deposit Insurance and Credit Guarantee Corporation (DICGC)
  • • Banking Ombudsman Scheme

Compliance Features

  • • DICGC Deposit Insurance up to ₹5 Lakh
  • • A+ Credit Rating
  • • RBI Guidelines Compliance
  • • Regular Audits & Inspections

Questions About This Disclaimer?

Customer Service

+91 253 1234567

Email Support

customercare@samarthbanknsk.com

Last Updated: January 2025 | Effective Date: January 1, 2025

This disclaimer may be updated from time to time. Please check this page periodically for any changes.