Being a co-operative bank, giving loans and advances is among our primary activities. Our bank offers various loans to the finance seekers. We have a many types of loan products specially designed to suit your personal needs. By our various loan products we try to satisfy the financial needs of every community and sector of society. For that we design various loan products at comparative interest rates and try to deliver the same in minimum period of time.
Comparative Loan Interest Rates :
- Consumer Durable Laon : 9.50%
- Consumer Durable Laon (for four wheeler) : 8.50%
- Home Loan : 8.75%
- Educational Loan : 9.00%
- Paper Security Loan : 9.50%
- Gold Loan : 9.50%
- Commercial Vehicle Loan : 12.00%
- Personal Loan : 15.00%
- Secured personal loan : 13% ( If paid regularly up to 12 months then 1% rebate)
- Real estate secured personal loan : 13.50% ( If paid regularly up to 12 months then 1% rebate)
- Commercial real estate (Project Loan) 13%
- Commercial real estate (Professional) 11%
- Cash credit/Hypothecation and other limit loans for registered with MSME/ Udyog Aadhaar/S.S.I : 11% If not registered then 12%
- Hire purchase for Machinery (for registered with MSME/ Udyog Aadhaar/S.S.I ): 11.00%
- Hire purchase for Old four wheelers and Rikshow : 15.00% ( If paid regularly up to 12 months then 1% rebate